YX Ball Financial was established by Ion Whykes, Sam Ball and Michael Pappas. Ion, Sam and Michael have worked together for many years and collectively have over 40 years' experience in the financial advice industry. They provide their clients with comprehensive quality advice and support them in working towards their financial goals.

Our advisers combine a wealth of experience with stability for the future. We focus on providing relevant and appropriate advice to each and every one of our clients.




 

Key Principles

The 3 key principles of our business are:



       

Specific, personalised
advice

Specific, personalised advice

At YX Ball Financial, we concentrate on developing personalised financial strategies which make the most of your financial resources. We also work to educate and empower our clients with regards to their financial options.

YX Ball Financial offers expert advice in:

  • Wealth accumulation and personal investment;
  • Superannuation;
  • Pensions and Retirement Income Streams;
  • Personal risk insurance - Life, Income Protection, Total & Permanent Disability (TPD), etc;
  • Remuneration/salary packaging;
  • Retirement planning;
  • Estate planning;
  • Centrelink and other social security entitlements – including Age Pension, Disability Support Pension, New Start Allowance, Widow Allowance, and Family Tax Benefit;
  • Defined Benefit superannuation schemes including ESSS Revised and New Schemes;
  • Long Service Leave entitlements.

Ongoing support
and recommendations

Ongoing support and recommendations

As part of our ongoing service, our clients enjoy consultations and recommendations covering all aspects of their financial circumstances. At YX Ball Financial we provide total access to our team as required.

Our advisers are available in person, over the phone, or via email to answer your questions and our friendly Client Relations Team are on hand to help you to complete transactions and with day-to-day inquiries.

Valued client-adviser
relationships

Valued client-adviser relationships

Creating valuable relationships with our clients means that we can continue to offer you the best advice and meet your changing needs. With our years of experience and strong focus on communication, our close-knit team can offer you an exceptional personalised service.




Featured Testimonial

What Our Clients Are Saying

Ion has our long term financial wellbeing as his key advisor focus. He shows a genuine interest in us in a broader sense, and has done over around 20 years.

- Graeme and Libby S.

Read More
About YX Ball

Who Are We?

YX Ball Financial's close-knit team provides professional, personalised service.

Contact Us

Speak to A Qualified Adviser Today

Level 17
390 St Kilda Rd
Melbourne Victoria 3004

Want to find out more? Contact us.

At YX Ball Financial, we concentrate on developing personalised financial strategies which make the most of your financial resources. To find out how we can assist you, contact us today.

 

Client Testimonial

I first saw Ion Whykes in 2006 after he was recommended to me by a teaching colleague.

Initially I was only after some general advice with regard to salary sacrificing, but found Ion to be so knowledgeable, caring and helpful that I decided to follow his advice and accept his recommendations. Although I live 400km from Melbourne it has been so easy to deal with Ion and his team. They have answered every one of my queries, no matter how minor, promptly and professionally.

As I have a very limited understanding of the financial world, I have really appreciated the guidance and support I have received from Ion. From our first meeting, I have found Ion to be approachable and very understanding and I believe he has my best interests at heart. He explains things in an easy to understand way and I am grateful for the detailed, personal financial advice he has given me and the changes he has made to my salary sacrificing, superannuation and investment arrangements.

As I near the end of my full-time working life, I feel reassured that I will be financially comfortable for the rest of my life and that my financial arrangements are in safe hands.

- Marion B.
×

Client Testimonial

Since retiring in 1999 Ion has been our trusted financial advisor.

Coming from an Education background, his knowledge regarding superannuation was outstanding and he was able to explain its implications for us in easy to understand terms free from money-market jargon. He developed an investment strategy around our personal goals and this has withstood the test of difficult times in the financial world. This portfolio is a well-integrated and diversified investment plan across all asset classes.

We trust his advice and meet with him yearly to review, adjust and fine tune our investments in light of our changing circumstances. Ion always keeps an open line of communication with us so that we always know where we stand.

We have appreciated the support, guidance and hands-on approach Ion has provided us.

- Gary and Wendy B.
×

Client Testimonial

Following my initial consultation some 14 years ago, Ion provided me with several written options for my personal situation which he thoroughly and carefully explained. He then answered any of my questions and allowed me the time to decide on which option I would take.

I felt and still feel extremely confident in his ability to ensure that my best financial interests continue to be a priority in his thinking.

Ion takes a personable approach to each of our annual reviews and when necessary makes appropriate suggestions for altering my portfolio to my benefit. I have had no qualms in recommending Ion to many friends and colleagues who are in need of financial advice.

- Helen C.
×

Client Testimonial

We have found Ion Whykes to be a financial advisor who:

- Graeme and Libby S.
×

Client Testimonial

Ion Whykes has been our financial advisor for sixteen years - and what a marvellous difference this has made to our financial situation, and consequently, our lifestyle.

Ion is very knowledgeable about salary packaging, ESSSuper, private super and Government Aged entitlements and as teachers (now retired) each of these has been very important to us at different stages in our journey with Ion.

He is a most "on the ball", approachable financial advisor and a man of great integrity.

- Glenice & Ian W.
×

Client Testimonial

The confidence and support Ion and his team have provided to us to ensure our investments meet our future needs has been outstanding.

Ion, as our personal advisor, provides sound financial advice in his quiet manner. Ion and the staff of YX Ball are always available when we have a query.

We became clients after recommendations of friends and we have no hesitation in also recommending Ion and YX Ball to potential investors.

- Clive and Rae W.
×

Client Testimonial

My wife and I have been with Sam since 2005, through a challenging financial period.

Not only have we come out OK, we have ALWAYS been treated with consideration, thoughtfulness and as individuals, not a number or just another client.

We would recommend Sam to anyone who wants an intelligent, kind and thoughtful advisor ... not an easy combination to find!

- David and Pauline W.
×

Client Testimonial

Michael is a thorough and professional Financial Planner.

He always puts my interests first, and provides balanced advice to help me make investment decisions. I would have no hesitation in recommending Michael as a Financial Planner.

- Nick C.
×

Client Testimonial

Michael is professional in all aspects of his role and displays a genuine interest in the plans I have made for my retirement, including unexpected events.

He is also very patient and explains options slowly and clearly.

- Ann O.
×